Property Damage Intelligence Center.
Live NOAA alerts, USGS gauge data, scenario-specific responses, insurance guides, and city-by-city coverage for Maryland, Pennsylvania, West Virginia, and Virginia. Catalyst Restoration's full intelligence layer — all in one place.
Service region — all counties clear.
Educational articles
21
insurance + scenarios + how-to
Scenario pages
114
by-situation × by-city combos
Cities covered
89
across MD · PA · WV · VA
Counties tracked
18
UGC-mapped to live alerts
River gauges
8
live USGS feeds
Explore the Intelligence Center by what you need.
Six pathways into the same body of work. Pick the one that matches your situation.
Insurance Intelligence
Twelve in-depth guides on policy mechanics, coverage caps, dispute patterns, and how to protect claims from the moment a loss happens.
ExploreStorm + Weather
NWS alerts, NEXRAD radar, affected-counties map, auto-published storm response pages, and a historical broadcast log.
ExploreScenario Library
Specific-event responses for each major loss type, localized to each priority city. Basement flooding in Frederick. Frozen pipes in Hagerstown. Ice dams in Smithsburg.
ExploreFlood Risk Dashboard
Live river and creek levels for the Potomac, Antietam, Conococheague, Cacapon, Opequon, and Monocacy. Status against NWS AHPS flood-stage thresholds.
ExploreEmergency Response
Six-category triage for an active loss. Water, fire, mold, sewage, storm, board-up — each with what-to-do-in-the-next-30-minutes steps and direct routing to dispatch.
ExploreBy Your City
Local context for every priority city in our service region. Building stock notes, common loss patterns, neighborhoods covered, response times.
ExploreLatest published.
- Insurance · 7 min
What NOT to do after water damage — the 72-hour insurance window
Most homeowners do the wrong things in the first day after a water loss. Here are the five mistakes that quietly cost the most — and what to do instead inside the 72-hour mitigation window.
Read article - Insurance · 7 min
Will homeowners insurance cover a slow leak?
The answer depends on a single sentence in your policy and how you handle the first 48 hours after you find it. Here is how carriers actually evaluate slow-leak claims in Maryland and the surrounding region.
Read article - Insurance · 8 min
After a fire: the documentation checklist your adjuster expects
Fire claims hinge on documentation, and the homeowner is the only person who knows what was there before. Here is the exact checklist your adjuster will work from — and what to assemble first.
Read article - Insurance · 7 min
5 mistakes that can void mold coverage on your homeowners policy
Most homeowners policies do cover mold remediation — up to a cap, and only under specific conditions. Here are the five behaviors that turn a covered claim into a denied one.
Read article - Insurance · 6 min
Why delaying drying creates uncovered negligence damage
Every standard homeowners policy has a 'duty to mitigate' clause that turns delayed action into uncovered damage. Here is how that clause actually plays out on water losses across our region.
Read article - Insurance · 6 min
Sewer backup endorsement: what it covers and why you probably need it
Standard homeowners policies do not cover sewer backups by default. The endorsement that does cover them costs about $50 a year — and most homeowners discover the gap only after the basement floods.
Read article
Three tools for figuring out what you have.
Sometimes you do not know how serious it is yet. These tools answer that question without committing to anything.
AI Loss Analyzer
Upload a photo of damage. Vision AI reads severity, urgency, scope, and estimated cost in seconds.
Try the analyzerHome Risk Audit
Score your home for water, mold, fire, and storm risk in three minutes. Personalized prevention plan included.
Take the auditUrgency Calculator
See what waiting actually costs. Mitigation prices grow non-linearly past the 72-hour window.
Run the mathSkip the research. Start triage.
If you have an active loss, the Intelligence Center can wait. Pick your situation and we route you straight to response.
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Catalyst crews stage across MD, PA, WV, and VA — call now or request emergency response.