Tree Impact Damage Restoration
Tree fell on roof, deck, vehicle, or structure during storm.
Tree-impact damage requires coordinated response: tree removal, structural assessment, emergency tarp/board-up, then water mitigation if the roof was breached. We dispatch tarp crews within 60-90 minutes for active rain situations.
First-hour checklist
- 1
Stay clear of the affected area until structural safety verified.
- 2
Don't enter rooms with sagging ceilings.
- 3
Document everything from a safe vantage.
- 4
Call us at 240-291-8439 - we tarp first, then arborist coordination.
- 5
File the claim ASAP.
How Catalyst handles tree impact
- Step 1
Emergency tarp
Heavy-mil tarp secured over the breach within 60-90 minutes of dispatch.
- Step 2
Coordinate tree removal
We coordinate with arborists for safe tree removal off the structure.
- Step 3
Water mitigation
If interior is wet, standard water mitigation protocol begins.
- Step 4
Structural assessment
Engineer evaluation if roof framing is compromised.
- Step 5
Reconstruction handoff
Permanent roof repair, framing replacement, drywall repair coordinated.
Standard wind/storm coverage. Tree removal coverage varies - usually covered if the tree damaged a covered structure, often capped at $500-1,000 if it just fell in your yard.
All carrier-specific claim guidanceTree Impact Damage Restoration — FAQ
Limited. If the tree damaged a covered structure (house, garage, fence): tree removal usually covered. If it just fell in your yard with no structural damage: typically $500-1,000 cap or no coverage.
Yours. Insurance follows the property damaged, not the tree owner. Your insurer may pursue subrogation against the neighbor's if the tree was clearly diseased and they were notified.
Tree Impact loss right now?
Catalyst crews stage across MD, PA, WV, and VA — call now or request emergency response.